Vehicle write-off categories explained

Vehicle write-off categories

What is a Category A Vehicle? 

Category A —– Cat A, for short ——, is a level of damage used by insurance companies to describe vehicles the have written off.

Cat A is the most severe level of damage. Mos Cat A vehicles are destroyed and it is a bad idea to buy one offered for sale.

A Cat A vehicle will have suffered extreme damage in the past, probably in an accident. The insurance company that handles the claim decided the vehicle could not be repaired.

Cat A means the vehicle had no salvageable parts, so most Cat A vehicles are destroyed. However, very occasionally a Cat A vehicle may be returned to its owner, who may subsequently repair it


What is a Category B Vehicle?

Category B —– Cat B, for short ——, is a level of damage used by insurance companies to describe vehicles the have written off.

Cat B is the second most serious level of damage. Most Cat B vehicles are destroyed and it is a bad idea to buy one offered for sale.

A Cat B vehicle will have suffered serious damage in the past, probably in an accident. The insurance company that handles the claim decided the vehicle could not be repaired.

Most Cat B vehicles are destroyed once any usable parts have been removed. However, very occasionally a Cat B vehicle may be returned to its owner, who may subsequently repair it


What is a Category S Vehicle?

Category S ——- Cat S, for short ——, is a description used by insurance companies to describe the level of damage to a vehicle they have written off.

A Cat S vehicle has specifically suffered damage to its structural frame including its chassis, probably in an accident. The insurance company that handles the claim decide that repairing the vehicle would have cost more than replacing it.

Insurers often Cat S vehicles on for salvage. Many can be safely repaired and returned to the road.

What is a Category C Vehicle? 

Category C —— Cat C, for short ——-, is the level of damage used by insurance companies to describe vehicles they have written off.

A Ct C vehicle will have suffered significant damage in the past, probably in an accident. The insurance company that handles the claim decided that repairing the vehicle would have cost more than replacing it.

Insures often sell Cat D vehicles on for savage. Many are safely repaired and returned to the road.

What is a Category D Vehicle? 

Category D —– Cat D, for short —–, is a level of damage used by insurance companies to describe vehicles they have written off.

A Cat D vehicle will have suffered damage in the past, probably in an accident. the insurance company that handles the claim decided that repairing the vehicle would have cost more than replacing it.

Insurers often sell Cat D vehicles on for Salvage. Many are safely repaired and returned to the road.

What is a Category N vehicle? 

Category N —– Cat N, for short ——, is a description used by insurance companies to describe the level of damage to a vehicle they have written off.

A Cat N vehicle has suffered some damage, probably in an accident, but not to its structural frame or chassis. The insurance company that handles the claim decided te claim decided that repairing the vehicle would have cost more than replacing it.

Insurers often sell CAt N vehicle on for salvage. Many are also safely repaired and returned to the road.

Vehicle write-off categories

We are based in Stanmore HA7 1JS. For more Information Please do not hesitate to  Contact Us. or You can Follow Us Google or Facebook.